Insurance for teams that build hard things.

Pre-launch, launch, on-orbit and reentry exposures for vehicles, satellites, orbital platforms and payloads. We review ground operations, launch and orbital exposures as distinct parts of your project or program.

• Pre-launch and ground operations
• Launch and flight coverage
• In-orbit and on-orbit property
• Reentry and recovery exposures
• Third-party liability for launch and space operations
• Electric propulsion testing (Hall-effect thrusters, ion drives, VASIMR)
• Superconducting magnet and cryogenic propulsion components
• In-space servicing and debris removal liability
• Satellite constellation exposures
• Launch delay and postponement costs
• Orbital data center property and liability

Liability, professional and contract compliance coverage built around government and prime contract requirements.

• Government contract liability
• Professional liability for technical programs
• Security clearance and personnel exposure
• Supply chain and subcontractor risk
• Defense trade controls and export compliance
• Directed-energy weapons testing liability
• Hypersonic test-flight exposures
• Counter-drone system liability
• Electromagnetic railgun testing exposures
• Classified program and SCIF facility exposures
• Munitions storage and live-fire range liability

Robots and autonomous machines working beside people, in plants and in the field.

• Robotic operations liability
• Product liability for autonomous systems
• Property and equipment for robotic systems
• Professional liability for robotic engineering
• Business interruption from equipment failure
• Humanoid robot public interaction liability
• Surgical robotics liability
• Swarm robotics coordination failure
• Underwater robotics operations
• Agricultural robotics liability
• Prosthetics and bionic limb product liability

Physical damage and liability for unmanned aircraft you build, test or operate.

• UAS hull and payload coverage
• Third-party liability for unmanned operations
• Regulatory and airspace compliance
• Testing and test-flight exposures
• Payload and sensor coverage
• Heavy-lift cargo drone operations
• HAPS (high-altitude pseudo-satellite) operations
• Drone swarm operations liability
• BVLOS (beyond visual line of sight) operations
• Inspection drone liability
• Search and rescue drone operations
• eVTOL and air taxi test operations
• Loitering munition exposures

Models, compute and autonomy where software decisions reach the physical world.

• E&O for AI systems and outputs
• Product liability for AI-driven hardware
• Data handling and model risk
• IP exposure from training data and outputs
• AI model failure and business interruption
• Algorithmic bias and discrimination liability
• Autonomous decision-making errors
• Adversarial attack and model theft response
• AI regulatory compliance (EU AI Act, state AI laws)
• Model recall and retraining costs

Fragile, high value systems operating at the edge of physics.

• Specialized equipment coverage
• Cryogenic systems and facilities
• Professional liability for quantum engineering
• Data and research exposures
• Supply chain delays for custom components
• Quantum sensing liability (NV-diamond sensors)
• Cryogenic failure and dilution refrigerator damage
• Quantum computing service interruption
• Quantum encryption and key distribution exposures
• Novel quantum materials research (time crystals)

Chips, lasers and optics from design through fabrication and integration.

• Fabrication and manufacturing exposures
• Yield and rework costs
• Inventory and components in transit
• IP and trade secret exposure
• Customer and supply chain risk
• Cleanroom contamination and yield loss
• Fab equipment breakdown
• Advanced packaging and chiplet integration risk
• Export controls on advanced chips
• Photonics and optical component failure
• Counterfeit chip detection and recall

Labs, platforms and engineered biology moving toward products.

• Clinical and research exposures
• Product liability for therapies and devices
• IP and trade secret exposure
• Equipment and facility coverage
• Trial and regulatory compliance
• CRISPR and gene-editing clinical liability
• Cultivated meat product liability
• Synthetic biology and engineered organism exposures
• Longevity therapeutic trial liability
• DNA data storage and genetic privacy
• Biosecurity and dual-use research exposures

Specialized programs for reactors, fusion devices, fuel and isotope work. Standard general liability policies exclude the nuclear energy hazard, so this is placed on its own. Fission and fusion programs carry different exposures, and each is reviewed on its own facts.

• Nuclear liability and property coverage
• Construction risk for fusion facilities
• Professional liability for nuclear engineering
• Environmental liability
• Supply chain and materials risk
• Tokamak and stellarator construction risk
• Laser inertial-confinement fusion facility exposures
• Tritium handling and fuel-cycle liability
• Superconducting magnet quench and damage
• SMR deployment risk
• Molten salt reactor operations
• Fusion neutron and radiation exposures

Energy and carbon reduction projects from pilot plant to grid.

• Construction risk for energy infrastructure
• Operational property and liability
• Grid and interconnection exposures
• Business interruption for power generation
• Energy trading and market risk
• Carbon capture and storage liability
• Green hydrogen production and storage
• Battery storage fire and thermal runaway
• Offshore wind construction and operations
• Carbon credit and offset market risk

New materials and the lines that make them.

• Manufacturing and fabrication exposure
• Product liability for new materials
• Supply chain and materials risk
• IP and trade secret exposure
• Equipment and facility coverage
• Nanomaterials exposures
• Composite failure and delamination
• Additive manufacturing / 3D printing liability
• Smart materials and shape-memory alloys
• Material certification failure